From "I Can't Afford It" to "How Can I Afford It?"
Most people talk themselves out of their first investment property before they've done a single thing about it. They hear a price, feel that familiar drop in the
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Modular Homes Could Cut Building Costs by 20 Per Cent. So Why Is Australia Still Building the Slow Way?
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Joshua Ure
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Market Updates
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Modular Homes Could Cut Building Costs by 20 Per Cent. So Why Is Australia Still Building the Slow Way?
Factory-built housing promises to slash construction costs and build times at a moment when Australia badly needs both. The technology already works — the harder problem has been getting banks, regulators and buyers to trust it.
By
Joshua Ure
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Perspectives
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What a Vacancy Rate Actually Measures — And Why the Number You're Reading Might Be Wrong
The rental vacancy rate is one of the most quoted figures in Australian property — and one of the most misunderstood. Here's what it really measures, how it's calculated, and why two "official" numbers can disagree.
By
Joshua Ure
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Politics & Property
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New money laundering rules put real estate agents and lawyers on the hook for buyers' cash
Real estate agents, lawyers, conveyancers and accountants must now verify where a buyer's money comes from under new anti money laundering laws, with penalties of up to $31.3 million if they get it wrong.
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Technology
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When the algorithm picks the price: APRA's AI letter puts AVMs in the spotlight
Australia's banking regulator has put every regulated lender on notice over AI risk — and the automated valuation models that quietly price more than 96% of Australian homes are squarely inside the new perimeter.
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Finance & Mortgages
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Offset Account or Redraw Facility: How They Work and How They Differ
Offset accounts and redraw facilities both reduce the interest you pay — but they're taxed differently, and the gap matters most when you convert your home to a rental property.
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Wealth Mindset
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The Friend Who Bought When You Said It Was Too Risky
You told your friend it was too risky. They bought anyway. Now you're watching what that decision built — and trying to figure out what that feeling is really about.
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Our writers
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Joshua Ure
Josh brings 15 years of hands-on experience in property development and acquisition. He writes for investors who want the unfiltered truth about what development actually costs and where the opportunities are heading.
Priscilla Cheung
Former accountant and senior property mentor of 20+ years, Priscilla has translated her financial expertise into a $25 million property portfolio. She writes about women in property, investment mindset, and wealth building with clarity.
John Angga
John is a seasoned property researcher with 15 years in the field and a passion for turning data into decisions. His articles cover property research, market data, trends, and where the evidence suggests the market is heading next.
Bruce Guan
With 15 years of property investing and a background in marketing, Bruce understands both how to build a portfolio and how to position it. He writes on property marketing, emerging trends, and staying ahead in a fast-moving market.
Pranjal Rajput
Pranjal has spent 10 years building a $6 million property portfolio while leading technology strategy in the IT sector. His writing explores how AI and emerging technology are changing how investors find, analyse, and manage property.
Edward Abella
Edward has spent 10 years as both a property investor and mortgage broker, giving him a rare end-to-end view of how deals get done. His writing cuts through the jargon on loans, lending policy, and investment finance.
Germaine Elpusan
Germaine built a $5 million property portfolio over a decade and now helps others — particularly those from migrant communities — do the same. She writes about property fundamentals, wealth building strategies, and the real story of what's possible.
Evy Sia
Evy is a senior property mentor and investor of 10 years who specialises in helping migrants and everyday Australians navigate the path to financial freedom. Her articles tackle wealth building, the migrant experience, and the mental shifts that turn aspiration into action.
Vill Villapando
Vill has spent 10 years investing in property and mentoring others to build wealth with intention and discipline. His articles focus on wealth building frameworks, personal discipline, and the mindset required to stay consistent when the market gets uncomfortable.
Danny Nguyen
Danny is a property investor and mentor who is five years into his own wealth-building journey — recent enough to relate, experienced enough to guide. He writes about the practical steps to getting started, building wealth over time, and the mindset that makes it all stick.